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What’s at risk if you die without a last will in Georgia

| Sep 24, 2020 | Estate Planning |

To many young adults and even middle-aged adults, estate planning might seem like a concern for those closer to retirement. Those who don’t have children or those who have yet to accumulate substantial personal possessions might think that they have no need for a last will yet.

Unfortunately, while many people enjoy seven or more decades of life, a long life isn’t a guarantee. You could get sick or experience a dire medical event that claims your life at a young age. If you get into a car crash or experience some other kind of tragic accident.

If you don’t have a last will, the people you love and your personal legacy might be at risk if something happens to you.

What happens when you die in Georgia without a will?

When you die intestate or without a will, state law directs the probate courts to distribute your assets to your immediate family members. Spouses and children of the deceased individual usually have the first rights of inheritance, although parents and siblings have statutory inheritance rights if you didn’t get married and don’t have kids.

In other words, one of the biggest risks is that your parents or other people in your family that you don’t have a close relationship with could be the ones who wind up inheriting everything instead of your closest friends or your romantic partner. If you don’t have any family to inherit your assets, your legacy could wind up going to the state of Georgia, meaning that everything from your home to your bank account funds the state coffers instead of going to people that you love or at least a charity you support.

When you consider how that would completely diminish your legacy, it makes sense to try to plan now to protect your wishes and loved ones if you die.

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