When the housing market slumped and foreclosures increased dramatically, many fraudulent mortgage practices became evident. Mortgage fraud may include "misstatement, misrepresentation, or omission relating to the property or potential borrower which is relied on by an underwriter or lender to fund, purchase or insure a loan." Examples are inflated appraisals (false valuation of property), identity theft, false loan applications and kickbacks. If you have been accused of mortgage fraud in Atlanta, Teiger Law Center can help.
The FBI has partnered with Georgia law enforcement agencies to conduct mortgage fraud takedowns, or "sweeps," but oftentimes, what is mistaken as fraud is more accurately a misunderstanding. Mortgage applications are lengthy and full of legalese that may be misunderstood by one or both parties. Loan reinstatement and repayment plans involve complex paperwork and legal steps. Modifications and refinances may confuse paperwork even further.
If you have been accused of mortgage fraud, we investigate the allegations against you carefully, looking for misrepresentations and errors. We'll protect your rights and attempt to negotiate a settlement before charges are brought against you. This is usually the preferred avenue for all parties involved, since it is the most discreet, preserving reputations and avoiding public embarrassment. If negotiation is not an option, we carefully build a solid defense based on the evidence, arguing for dropped or reduced charges by pointing to other possible explanations such as misinterpreting laws or inconsistencies in witness statements.
Cumming Criminal Defense Attorney
We also examine the relationship between bank and appraiser, looking for collusion or false inflation or deflation of the value of a home.
When you need aggressive legal defense concerning Cumming mortgage fraud, the Teiger Law Center is your best choice to represent you and your interests, whether you are a reputable lender/mortgage counselor or borrower accused of fraud. We also represent appraisers and appraisal companies accused of wrongdoing.
Contact A Mortgage Fraud Defense Attorney In Georgia
Call the Teiger Law Center today to discuss the merits of your case. Tracy Teiger is a member in good standing with the State Bar of Georgia and is licensed to represent clients in Georgia state or federal courts who are accused of white collar crimes, from conspiracy charges and tax evasion to mortgage fraud.